There is a housing bubble in our country and even in the most dynamic areas. It is the result of the significant increase in fifteen years the price of existing homes and (to a much lesser extent) the new, which degraded the performance of real estate investment despite costly tax incentives established for twenty-five years. This bubble was made possible by the unprecedented drop in borrowing rates. The overall increase in post housing relative to incomes of buyers has not resulted in a revaluation of the annual level of effort. Another factor, the accession was paid in funny money during the years of high inflation, it is now motivated by the prospect of gain for resale. The real question is whether the bubble is dangerous. This would be the case if it suddenly exploded, while it should gradually deflates.
The first condition for a virtuous outcome is that the pace of construction is permanently adapted to the real needs of the French, and are built faster the necessary housing where it is needed. Today, most of the aid (such as interest-free loans or investment aid) are assigned to areas where there is no real need for the accession or lease. And it is the most dynamic sectors of the country experiencing the greatest housing shortage and therefore higher prices. It is unusual that we build less in Ile-de-France and RhÃ´ne-Alpes, even in Britain.
The third measure of scale for the sale of social housing, including those who fall into the category of intermediate housing. The disconnect between social rents and private, that has developed, is not tenable. But the sale allows housing agencies to strengthen their capital, and therefore to invest more.
Finally, it is essential to counter inflation values ​​disseminate reliable instruments of market regulation. This requires greater transparency of prices, both for rent and for sale. The notary accepted for this purpose to manage a new public service real estate information, with the publication of its indices and references. This transparency also implies more easily mobilized land, with the fight against abusive or accelerated processing of annulment of permits (building). It also depends on the fight against the retention of building land. A first: the reform of the taxation of capital gains. The current system rewards stillness. Similarly, property taxes should be calculated on the actual value of the land and not on a rental value of agricultural land near.
The Federation of German VDA automobile Angela Merkel wants Brussels to defend the German industry, against all odds. At least, this is clearly stated. Matthias Wissmann, President of the powerful association has indeed written a letter to the Chancellor asking for his help in the European debate on the reduction of CO2 emissions, according to the Frankfurter Allgemeine Zeitung (FAZ) published on Tuesday. "We can not let our power and performance of the high-end segment, which accounts for almost 60% of jobs in the automobile manufacturers in Germany, be literally destroyed by arbitrary limitations," he says bluntly in this letter consulted by the newspaper, dated May 8
The words of Matthias Wissmann, cited by the newspaper, referring to the European project to reduce average emissions from new cars to 95 grams of CO2 per kilometer by 2020, against 135.7 grams in 2011. A project already officially recorded, but the methods of application are discussed. But clearly, BMW, Audi, Porsche, Mercedes, will have to make huge efforts. Because their powerful and often larger models consume necessarily smaller than PSA, Renault and Fiat, and release more greenhouse gases. The project, which has yet to be discussed ENTERED European Environment Ministers and examined in plenary by the European Parliament in July, also provides that, from 2025, emissions of carbon dioxide will be significantly diminished.
In the letter cited by the newspaper, the president of the VDA opposes including the limitation of emissions by 2015 and calls for a strengthening of "super credits" that would allow manufacturers to offset the emission levels of vehicles high consumption by those lower hybrid or electric cars. Although they are sold at a very low number of copies. PSA and Renault are headwind against these claims easing, which would artificially, according to them, to reduce the efforts of firms in Germany for most of their models.
How that is, Mattrick demonstrated the object viewers. The Xbox One can be operated by voice as well as through gestures. Simple commands allow you to quickly switch between services, between games and music, and videos between – the current television: The Xbox One can also access it. The voice control can switch channels or program notes show, gestures, users can minimize movies and scrolling text.
In addition, the new console supports multitasking: In addition to television shows, movies or games, the user can display more content in a side column, surf the net or start a Skype video chat with friends. The surface is reminiscent of the principle of the Xbox 360, the response time when switching between applications was surprisingly short in the presentation.
Microsoft's aim is clear: The Xbox One should be no more game console but a complete package that combines both video games as well as the offers so-called set-top boxes. Thus, the Xbox not only positioned as a competitor to the PlayStation and Nintendo Wii, but also as a competitor to AppleTV, GoogleTV, Roku and so-called SmartTVs. Instead of the TV, users should first turn on the Xbox in the future, they will form the multimedia switching. On Twitter asked many keynote audience that the Xbox unless one still have a game console.
If the number one thing you're looking for in your video game console is "the ability to watch TV," Xbox has got you covered. # XboxReveal-Dorkly (@ Dorkly) May 21, 2013
Looks exactly like the model of the Xbox future services, not Microsoft said. Unlike Sony Microsoft requires for many multiplayer games and media content on a paid subscription basis of so-called "Microsoft Points", the user must first acquire. Last week, the compressed rumors that Microsoft might convert this scoring system in a classical payment model. Either way should be relatively sure that premium content on the new Xbox continue to be paid fee.
"Absolutely not." That has been the Jos Mara Aznar response to the first question of the night made by Gloria Lomana, CEO of Antena 3 Noticias, whether cobr bonuses when he was Prime Minister. "I have had no retribution other than those listed exactly declared," he detailed affecting the Cuestin.
The former president has said that when he was in the Moncloa "retribution as tena one and another as deputy chairman of the Party" and both were subject to subsequent remuneration. On whether his statements show, "are confidential but I have no problem explaining them," he said.
With regard to the declaration of former National Party deputy, Jaime Ignacio del Burgo, who has said that pact in 1991 with payments of 600 l. 000 pesetas (3. 600 euros) for the former Minister of Health of the Government of Navarra Calixto Ayesa, Aznar has said not to comment on statements to the judge.
"When I heard the verdict I was relieved, I thought it was all over, after so many years of struggle." He began to go to the wall in 2009. A year later he moved from the U.S. to Israel. "The ultra-Orthodox rabbis see us as a threat to their way of life. And women do not want to be seen in public, who do not join groups. That does not fit in the new Israel, "he adds.
You can, yes, that justice is on their side, but those same rabbis are not going to resign. And during the last prayer took great pains to show muscle. Sent to the wall to thousands of students from their yeshivas to drown the women in a deafening ocean of rage. "They are a reformist" shouted, as an insult, Manweiss Nachman, a 21-year-old was left lungs. "This is an affront to the most sacred of all the sacred. I do not care to pray as they wish, but do not do it here, "he said.
Five years later, sitting Gotzein Nadja, 30, in the living room in the attic of her parents' house in Bonn. She has short dark brown hair that reach almost to the ears and play around a pair of glasses with a dark edge. Her little daughter lying on the playmat play under Arch and mumbles to himself. Three years ago Gotzein has moved here with her husband in the apartment below her father and stepmother live. But she shares with her family more than the address.
How many women in the family is Nadja Gotzein bearer of the BRCA1 gene mutation, which can lead to an aggressive form of breast cancer at a young age. Detail, she tells of her family history, why they chose it in the end, into letting him take the breasts. How good it feels so now. She speaks frankly, quite clarified. If you want to hear an emotion here, most relief.
On Tuesday, the New York Times published an article of actress Angelina Jolie, and since the whole world knows what is hidden behind the cipher BRCA1. In Jolie's case: A 87 percent chance of breast cancer. An ovarian cancer probability of 50 percent. You've had to amputate both her breasts as a precaution, Jolie wrote: "To all the women who read this:. I hope it helps you to know that there are options" for Nadja Gotzein, the one from her own breast surgery never has made great mystery that still was like a liberation. When a star like Angelina Jolie may have to take this step, then the other can too. "I think many women now dare to talk about it. And now they can also see that it is not distorted by such a procedure."
The fear that they might get breast cancer and die, Nadja Gotzein accompanied since puberty. She was 15 years old when her mother died of breast cancer. Her cousin was diagnosed at 25, seven years later, she was dead because a disease in young women, suggesting the gene mutation test finally let the whole family. "All the women in my family who carry the gene in them, are suffering from cancer," says Gotzein, "and of those who have died of breast cancer, has aged under 40 years." She crossed her arms over her chest, it's a scary statistic. Only two women related to the gene are still alive – they could be amputated breasts and remove the ovaries.
HIGHLY SPECIALIZED Sites of appointments for lonely hearts are more specialized and offer opportunities to meet the most disparate categories and increasingly circumscribed those who love the Latin-American dances (Latin People Meet), those who feel alone at Christmas (Christian Mingle): (almost) every need, need, peculiarities finds space in this army of more and more niche sites. And now the last frontier explored by dating sites are just sexually transmitted diseases, that among the many psychological implications that drag behind also provide undoubtedly a serious physical and psychological obstacle to a full sexual life and serene. For this specialized websites are springing up in a consumer united by the same disease, believing that finding a partner with the same problem can relieve people from embarrassment and risks.
HIV-One among many is PositiveSingles. com, dedicated to singles living with HIV who are struggling to have a love life, and perhaps also the resistance of an ethical-psychological. And the rest of the 712,000 members of this dating site speak more than any feedback, demonstrating that this service, although much discussed, intercepts a real need. Steve Kasper, a consultant at STDMatch, alNew York Daily Newsla see very pragmatically: "It gives an opportunity for people who love to believe that their love life will end with the onset of the disease." The psychologist and sex therapist Bonnie Jacobson points out that the growth in popularity of these online initiatives is determined simply by the fact that work and the testimony given dallawebzine Pix11 of a boy (Jay) became HIV positive as a result of a blood transfusion, shows that for many people the 'idea of ​​meeting life companions with similar conditions is a great help, especially at the initial moment in which you are confident and we are told, with a huge fear in the hearts of not being accepted.
THE CONTROVERSY-Marian Nicholson, head of the Association Herpes Virus (HPV), disagrees, believing that the message passes through initiatives of this kind is ghetto. "It 's like saying that a leper must be with another plague," says Nicholson, decidedly polemic against the spirit that animates these types of sites. In addition, as pointed out yet Marian Nicholson, dating sites dedicated to singles with STDs (sexually transmitted diseases) offer a distorted view of the problem and suggest the idea, absolutely wrong, that among people who share this kind of disease is not necessary have safer sex. Better to always specify, although it should be known, that does not rule out infection and the occurrence of other infections. And to feel similar in life is not just share a disease, although sharing a similar certainly helps to feel understood and to feel less alone. As stated on the website Positivesingle. com "You are not alone." According to estimates by the Center For Disease Control in the world 110 million people suffer from sexually transmitted diseases and every year there are 20 million new cases.
Last year, the New York Department of Transportation has launched a campaign for greater safety for cyclists. With a short TV spots and stickers she campaigned for taxi customers for more attention when exiting. In the blog there is more info about it here. Now move to Germany the ADFC and the German taxi and car hire Association (BZP) to. They have developed a warning sticker to remind the passengers before the doors open at the shoulder look at the past lane.
For the ADFC the sticker is only a first step. The actual demand of traffic clubs, is that the automotive industry uses the existing technology to warn car and cyclist in time for each other. This is possible: A signal at the rear of the vehicle may indicate to the cyclists, that the driver wishes to open the door. Report distance sensors at the same time into the car by about vibrating handles that a cyclist is in the danger zone.
Standing in the middle of a semicircle with large bright windows and full to bursting, suit and tie rigor and right hands, the old young man who dreamed of 20 years of adventures outside his native Burgundy says, "Me, Christian Allard, do solemnly swear loyalty and makes full allegiance to Her Majesty Queen Elizabeth, her heirs and successors according to law. "
An oath repeated twice in an English accent tinged with French, then in French which still ring Burgundian intonations of his youth. . . Almost 30 years of presence in Scotland still made Christian Allard bilingual, sometimes to the point of searching for words in French. A bet far from won out. "When the CEO of the company export fish where I worked wanted to open an office in Aberdeen, it's me he addressed," said, a laugh in his voice, the father of three daughters and grandfather of two, all Scots. "I told him I do not speak a word of English, and he told me but I do not either!"
Party shrinking violet, Christian Allard adapts very quickly. "I realized that what was important, it was not necessarily the language, but what people are talking about. And where I was, he had to talk football to get in touch with people." And some years, the young man is better than blend into the landscape of misty Scottish: he moved so he got married, started a family, a passion for the fishing community in which it operates, and s' involved in local life. Member of several associations for the defense of fishermen, against the maintenance of nuclear submarines in Glasgow, he comes to campaign the SNP, the Scottish National Party, which campaigns for the independence of Scotland. . "There is no real trigger, the desire to get involved in policy came gradually, he says Just look around: Scotland's rich, has a lot of resources natural, and yet it is a country that is poor and plagued by inequality. And that is because in London, regardless of the government, we do not deal with us. "
As well as its commitment to Scotland, then it is the family roots of this native of Dijon speak. With a grandfather and father councilors, in Allard, interest in public affairs and political commitment has always flowed from source. "My father was initially disappointed to think that I would not be elected village my turn … even if today he is very proud of me," the almost fifties. Too old to move, his father was unable to attend the swearing, but the brother of the new member came. And that at the last moment. For Christian Allard started out as second alternate. The chosen title died suddenly and his first deputy was a candidate for election. . . It was therefore necessary for the Scottish Heart (Allard kept the French nationality) just 48 hours to get into the skin of a member, and give up his job to devote himself fully to his mandate.
Member of local Scottish Parliament, the independence movement activist sees himself quickly become national representative of a sovereign country in September 2014, all of Scotland will vote in a referendum on independence. "The campaign has already started, but I'm looking forward to the big day, ignites Christian Allard. I'm sure we will win." Meanwhile, in order to convince and represent its cause, the militant plans to buy the symbol of Scottish symbols: a kilt.
Jean-Marc Ayrault finally decide: the upcoming reform of family allowances will affect approximately 15% of French. "It will be the highest incomes, said the prime minister Wednesday on France Inter. From a certain level of income, it will be gradual. "In other words, most families earn a good living, the less it will affect performance. It will continue to receive a transfer of the family allowance, but lower. The level at which the amount of the allowance will be reduced has not been refereed and Jean-Marc Ayrault will travel "in the coming weeks" before the High Council of the family, as opposed to modulation, to discuss it.
After an increase of 2.8% in 2012 and 2% in 2013, spending the family business should therefore see them limited to 0.8% per year in the four years to come up. A result that the only modulation benefits based on income do not achieve. Other avenues of savings, not listed in the 2013-2017 stability program will be needed. As in line with the conclusions of the report Fragonard, reducing the premium naissanceversÃ©e (means-tested) in the seventh month of pregnancy or revision supplements childcare at home or at a nanny … Wealthy families, which rely almost exclusively on the latter expensive device, so may still be put to use soon …